SpireStock
SpireStock
FMCG Distribution

Scheme & Incentive Engine for FMCG Distribution

Turn your kirana trade schemes from Excel nightmares into automated, auditable growth engines.

Schemes managed per distributor

40+

Claim processing time

< 24 hrs

Kirana coverage in scheme tracking

100%

Budget overrun prevention

95%

Overview

India's FMCG general trade runs on schemes, buy 10 cases of detergent get 1 free, achieve ₹50,000 monthly purchase for a 3% rebate, push a new biscuit SKU for a per-case incentive. Distributors manage 30-50 overlapping schemes from multiple brands simultaneously, and a single billing error can cost thousands in unrecoverable leakage.

SpireStock's Scheme Engine digitises your entire trade promotion lifecycle. Define schemes with granular rules, brand, category, SKU, slab, geography, channel, and time window, and let the system auto-calculate at billing. Salesman apps show retailers their scheme progress in real time, turning passive discounts into active purchase motivators.

Industry Challenges

FMCG Distribution Challenges That Scheme & Incentive Engine Solves

Overlapping multi-brand scheme complexity

A single distributor runs schemes from Hindustan Unilever, ITC, Dabur, and Marico simultaneously. Manual tracking leads to wrong scheme application on 8-12% of invoices.

Salesman-level scheme awareness gaps

Field salesmen don't know which schemes are active for which SKUs at which retailers, missing upsell opportunities and leaving scheme budgets underutilised.

Delayed and disputed claim settlement

Month-end claim compilation takes 3-5 days of manual effort. Brands reject 10-15% of claims due to missing documentation, delaying distributor cash flow.

How SpireStock Helps

Scheme & Incentive Engine Built for FMCG Distribution

Multi-brand scheme stack at POS

The engine evaluates all active schemes, across brands and categories, at billing and applies the optimal combination. No manual lookup, no missed benefits.

Salesman scheme prompts on mobile

When a salesman opens a retailer order, they see active schemes, current progress toward slabs, and recommended quantities to hit the next tier, turning every visit into a scheme-driven conversation.

Auto-generated claim packs for brands

At cycle end, the system compiles scheme-wise claims with supporting invoices, retailer sign-offs, and slab achievement proof, ready for brand submission without manual collation.

Proven Results

ROI You Can Expect

18%

Scheme-driven revenue uplift

Real-time scheme visibility on salesman devices drives higher per-retailer order values and better slab achievement.

70%

Claim rejection rate reduction

Auto-generated claim documentation with full audit trail drastically cuts brand-side rejections.

120 hrs/month

Manual effort saved on scheme ops

Eliminates manual scheme tracking, calculation, and claim compilation across the distributor back office.

FAQ

Frequently Asked Questions

Can I handle brand-specific scheme formats and approval workflows?

Yes. Each brand can have its own scheme template, approval chain, and claim format. SpireStock maps these brand-specific requirements so claims are generated in the exact format brands expect.

How do you handle schemes that span multiple billing cycles?

The engine supports rolling schemes with configurable windows, monthly, quarterly, or custom date ranges. Achievement accumulates across cycles and triggers payouts based on your defined thresholds.

Can retailers see their scheme progress without calling the salesman?

Yes. Retailers receive a WhatsApp-shared link showing real-time scheme progress, slab proximity, and estimated payout, reducing inbound calls and building scheme engagement.

What about schemes with combo or assortment conditions?

The engine supports combo schemes, e.g., buy 5 cases of shampoo + 3 cases of conditioner to qualify. It also handles assortment width conditions like 'stock at least 8 SKUs from this brand'.

Try Scheme & Incentive Engine for FMCG Distribution, Free for 30 Days

No credit card required. Set up your workspace in under 5 minutes.